In the seven simple steps used in his book, Erlend Peterson, a certified financial planner, provides anyone with the tools to break the cycle of poverty and become financially secure. It may seem impossible, but it's not. All it takes is making some fundamental changes in lifestyle, attitude, and presentation. The key is to start working toward realistic financial goals now. Money Changes Everything provides all the necessary tools and information to help working class people realize their dreams.

It isn't a matter of being smarter or better looking or being in better physical shape. They don't have to be a college graduate or full of driving ambition, they just need to be focused, set a goal, and then do all they can to work toward that goal.